Get a credit decision in seconds
Just answer a few quick questions, and you’ll know within seconds if you’re approved.
No Annual Fee
The convenience of buying now and paying over time has the added benefit of no annual fee.
See Terms and Conditions
There When You Need It
If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.
No Interest if paid in full in 6 months on purchases of $99+.
Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms